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Insurance rate optimizer and lower-my-premium plan — explains why a policy is expensive and exactly how to reduce it (discounts, deductible (the service's own listing text)

20/20Recent Test Calls That Worked
250 msTypical Response Time (slow end: 614 ms)
$0.08 / $0.08Listed / Actual Price: match
Same AddressPayment Address (payTo): the same on all 21 checks of the main route
3Directories Listing It
88 s agoLast Checked (2026-10-24T11:38:36Z)

Listed Vs. Actual Price

Listed = the price in the directory listing today, for the main route we test. Actual = the price that route asked for when we called it (from our signed records). Some differences are normal, like prices that depend on the request.

PeriodListedActualResult
Recent Checks$0.08$0.08Matches Listing

Latest Signed Records

Signed RecordTime (UTC)ReplyAsked For Payment CorrectlymsPrice Asked
a624f6b31198ca57ffdb2026-10-24T11:38:36Z402Yes447$0.08
776b2b8f6bb1386be7f72026-10-24T11:06:46Z402Yes191$0.08
b402eb680b84986f2cc82026-10-24T10:36:47Z402Yes870$0.08
11a05977236f72d6edca2026-10-24T10:04:55Z402Yes370$0.08
7df55a8b858a1551cd802026-10-24T09:34:36Z402Yes209$0.08

Every record is digitally signed, so anyone can verify it. More: raw data page · free quick check (JSON)